What can an individual claim for through the MIB Untraced Scheme?

You are entitled to claim for personal injury, past and future losses as a result of that injury and in some circumstances property damage.

The MIB will not usually award insurable losses in an untraced claim; this includes any policy excess payment. The MIB will also not award “subrogated” claims in untraced matters. This includes your employer’s subrogated loss of earnings or your insurer’s outlay.